Invest­ments

Investment Performance

The table below shows the past performance of all the Professional Super investment options.
Performance as at 31 August 2019 – Total returns
Investment optionInvestment option start dateInvestment performance
Cash
2/3/2018
1.17%
Balanced
9/11/2018
5.99%
Growth
9/2/2018
7.12%
High Growth
2/3/2018
9.16%
All options performance is for 12 months except for the balanced option performance which is for 6 months.
The investment returns do not include the Administration fees or tax (if any) on investment earnings. Investment returns are historical and past performance is not necessarily indicative of future performance. Investment returns can move up or down and future performance is not guaranteed.

Investment Options

Members starting out with Student Super with balances below $1,500 are invested in the Cash investment option. Members with balances between $1,500 and $4,999 are invested in the Growth investment option. Members with balances of $5,000 or more are able to make a choice about where their balance is invested - Balanced, Growth or High Growth1.

High Growth

High Growth Strategic Asset Allocation
Australian shares (34%)
International shares (52%)
Australian property (5%)
International property (5%)
Global infrastructure (4%)
Cash (0%)
Fixed income (0%)
Return objective:
CPI + 3% p.a. over a 10 year period.
Investor horizon:
10 years

Growth

Growth Strategic Asset Allocation
Australian shares (31%)
International shares (46%)
Australian property (4%)
International property (5%)
Global infrastructure (4%)
Cash (3%)
Fixed income (7%)
Return objective:
CPI + 2.5% p.a. over a 10 year period.
Investor horizon:
10 years

Balanced

Balanced Strategic Asset Allocation
Australian shares (22%)
International shares (34%)
Australian property (4%)
International property (5%)
Global infrastructure (5%)
Cash (5%)
Fixed income (25%)
Return objective:
CPI + 2.5% p.a. over a 10 year period.
Investor horizon:
7 years

Cash

Cash Strategic Asset Allocation
Australian shares (0%)
International shares (0%)
Australian property (0%)
International property (0%)
Global infrastructure (0%)
Cash (100%)
Fixed income (0%)
Return objective:
Achieve CPI over rolling 1-year periods.
Investor horizon:
Less than 1 year
The asset allocations listed are as per the PDS and are subject to change.
For more information on the asset allocation and risk exposures of each investment option see the Reference Guide.
1 If you make the choice of investing the whole of your balance in any one of the three options, your balance will remain invested in that option you chose even if your balance falls below $,5000.