Invest­ments

Where is my money?

Short answer, it depends on your balance

When your balance is below $1,500 your account will be invested in our Cash investment option.
When your balance is between $1,500 and $4,999 your account will be invested in our Growth investment option.
When your balance is above $5,000, you can choose to invest in the Balanced, Growth or the High Growth investment option. If you don't choose, you will stay in the Growth investment option.
Learn more about each investment option in the PDS.

How is my money invested?

Professional Super invests your money with the help of professional investment managers.
Once your balance is above $1,500, your money is invested using a diversified, low cost index investment strategy.

What is index investing?

There are two broad ways to invest:

  • Active investing

    This involves hiring a team of managers to pick which specific companies on the stock market (or other investments) will do better than others.

  • Index investing

    A share index is made up of a large group of shares. Index investing involves using technology to buy a little bit of many companies in proportion to their share of the market or index.
We chose index investing – so you own a little bit of many companies and then rely on the long term growth of the market to deliver you a return.
This strategy is more diversified than the first. And, because you don't need a team of stock pickers, it is also lower cost.

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This is general information only and does not take account of your individual investment objectives, financial situation or needs. Before acting on it, consider if the information is appropriate and whether you need to speak to an accredited professional.

You should also consider the Product Disclosure Statement before making any decision. This product is issued by Tidswell Financial Services Ltd (ABN 55 010 810 607, AFSL No. 237628, RSE L0000888) as trustee for Student Super Professional Super which is a sub-fund of the Tidswell Master Superannuation Plan (ABN 34 300 938 877, RSE R1004953). Student Super Professional Super Pty Ltd (ABN 31 617 160 791; AFSL No. 499786) is the Founder and Promoter of Student Super Professional Super which is marketed under two brands; Student Super and Professional Super.

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