Save for your first home with Professional Super
Join the growing community of professionals using super to save for their first home
Save for your future with Professional Super
Like many young professionals you’re probably working full time, balancing your social life with a career, at the same time as trying to save for the future.
Professional Super is built for young professionals who are results focussed and time poor.
We keep things simple, at Professional Super we’ll help you:
- Get your super organised.
- Keep one super fund wherever your career takes you.
- Save for your first home the smarter way.
- Know what’s happening with your money - transparent.
- Learn about money - knowledge is power.
Helping you save for your first home
We’ve made it easy to save for your first home using your super account.
Thanks to the government’s new First Home Super Saver Scheme you can now use your super account to save for your first home!
We’ll help you set up regular transfers into your account, set savings goals and keep track of your progress.
There are two key advantages of saving in your super account:
- 1Tax effective - super is only taxed at 15%.
- 2Money is professionally invested.
Total contributions
Amount left to contribute
A$20,000.00
Total contributions
A$10,000.00
Saving with super vs a bank account
So why would you save with super vs a bank account?
- Super is a concessionally taxed investment method – only 15%. You could get to your savings goal faster.
- Money invested in super is professionally managed and invested in a diversified range of assets.
- Traditionally returns earned in super are more volatile than bank accounts, however super funds could also provide superior returns over the long term.
- The money is secure in a super account – you can’t dip into your super like you can with a savings account.
If you invested $10,000 in a growth super fund five years ago, you’d have saved $4,917 more than in a bank account.
Click here for more information on how we work this out.
Time to get your super organised
If you haven’t tidied up your old super accounts now’s the time to get organised. If you have multiple super accounts you could be spending hundreds of dollars a year in fees without even realising.
We’ve made it easy to find any lost or old super accounts you have and transfer them into your professional super account.
There are no paper forms or long documents to complete, it’s all online. It only takes a few minutes - the hardest part is finding your TFN.
Watch your money grow with our fully-featured app
We’ve created a fantastic app that puts your money at your fingertips 24×7, so you can keep track of your money.
- Set up regular deposits to save for your first home
- Change how your super is invested
- Use the ‘Super Search Party’ to find lost and old super accounts
Still studying? Get started with Student Super
Student Super is our student brand. It has educational benefits that are better tailored to students.
With zero fees for balances under $1,000, Student Super helps students protect their early balances and get ready for their first job.
When you start full-time work you can change over to Professional Super. You’ll still be in the same fund with the same fee discounts.
Here’s what our members are saying…
I love the app. It’s simple and easy to use, letting me see how I'm tracking and watch my savings grow.
I love the app. It’s simple and easy to use, letting me see how I'm tracking and watch my savings grow.
HOW WE WORK OUT THE “SAVING WITH SUPER VS BANK ACCOUNT GRAPH”
This graph is illustrative only and is based on calendar year returns for growth super funds per Chant West. Performance is shown net of investment fees and tax, before administration fees.
Investment return is compounded annually. The bank account return is based on the average calendar year cash rate per the RBA. No fees or tax has been taken into consideration - for more information see our fees page. Inflation has not been taken into consideration.
Learning
This is general information only and does not take account of your individual investment objectives, financial situation or needs. Before acting on it, consider if the information is appropriate and whether you need to speak to an accredited professional.
You should also consider the Product Disclosure Statement before making any decision. This product is issued by Tidswell Financial Services Ltd (ABN 55 010 810 607, AFSL No. 237628, RSE L0000888) as trustee for Student Super Professional Super which is a sub-fund of the Tidswell Master Superannuation Plan (ABN 34 300 938 877, RSE R1004953). Student Super Professional Super Pty Ltd (ABN 31 617 160 791; AFSL No. 499786) is the Founder and Promoter of Student Super Professional Super which is marketed under two brands; Student Super and Professional Super.
Past performance is not indicative of future performance.
Use of this website is subject to Student Super Professional Super’s Terms and Conditions and Privacy Policy and Information Collection Statement.